Postcodes in Britain with the most burglaries in 2019 with B5 top

Burglary Britain: Map showing the areas that have seen the most burglary claims since 2018

Residents in central Birmingham may want to upgrade their home security after the region took the unwanted crown for the most burglaries in Britain, according to annual data. 

Those in the B5 postal area – which includes Digbeth, Highgate and Lee Bank – made the most burglary claims over the last two years, with a rate of 57.14 claims per 1,000 quotes, according to research by MoneySupermarket.

It revealed that burglary claims in have nudged higher – from 15.65 claims per 1,000 in 2018 to 16.04 in 2019.

Burglary Britain: Map showing the areas that have seen the most burglary claims since 2018

It also found that, on average, a claim adds 19 per cent – equivalent to £50 – to a customer’s premium.

The comparison website analysed 3.1million home insurance claims from 1 January 2018 to 31 December 2019 to identify the locations of the highest and lowest rate of claims for home contents theft within a five year period.

Emma Garland, data scientist at MoneySupermarket, said: ‘Our research shows that burglary claims are continuing to rise, adding up to £50 to your premium. 

‘This could be down to burglars targeting more affluent areas, in order to steal desirable and expensive items.

‘People in these areas are often more likely to have home insurance – simply because they can afford it – so we could see more claims as a result.

‘It could also be because we’re seeing an increasing amount of people owning high value portable tech such as wireless headphones, fitness trackers, tablets and smartphones. 

‘These are all easy to steal, potentially contributing to the rise in the number of claims.’

The data from the comparison website found that Metropolitan areas dominated the rankings with 18 of the top 20 postcodes located in Britain’s three largest cities.

Nine are located in Greater London, four in Greater Birmingham, four in Greater Manchester and one in Bristol. 

RankPostal DistrictPostcode location Rate (per 1000)
1B5Digbeth, Highgate, Lee Bank57.14
2B94Olton, Solihull52.63
4N21Winchmore Hill, Bush Hill, Grange Park50.13
5M21Chorlton-cum-Hardy, Firswood49.22
6BS7Bishopston, Horfield, Filton49.13
7SK4Stockport, Four Heatons49.12
10IG9Buckhurst Hill47.83
11SK8Cheadle, Cheadle Hulme, Gatley, Heald Green47.62
13B15Edgbaston, Lee Bank47.08
14E18Woodford, South Woodford47.04
15M20Didsbury, Withington47.02
16RM14Upminster, Cranham, North Ockendon, Bulphan46.8
17GU23Send, Ripley, Ockham, Wisley46.8
18NW11Golders Green, Hampstead Garden Suburb46.79
19SE21Dulwich, Dulwich Village, West Dulwich, Tulse Hill, Sydenham Hill46.12
Source: MoneySupermarket  

B94, covering Olton and Solihull, was found to have the second highest number of claims with 52.63 per 1,000 quotes.

This was followed by IG5, Clayhall, which had slightly less at 51.64 per 1,000.

Just one suburban and one rural area featured in the top 20 including the Surrey commuter belt postcode of GU23 which covers Send, Ripley, Ockham and Wisley and has a home contents theft claims rate of 46.80 per 1,000 claims.

The Cotswolds postcode of WR12 – which covers Broadway – also has a claims rate of 47.97 per 1,000.

At the other end of the rankings, the Staffordshire town of Leek, in postal region ST13, had the fewest burglary claims, with 0.69 claims per 1,000 quotes.

The Scottish postcodes of G84 (Clynder, Cove, Garelochhead, Kilcreggan, Rhy, Rosneath, Shandon) and KY4 (Cowdenbeath) follow, with claims rates of 0.87 and 1.09 per 1,000 quotes respectively.

The research also reveals the top five postcodes with the highest average claims, with Birmingham and Greater London postcodes again featuring prominently.

RankPostal DistrictPostcode locationRate (per 1000) 
2G84Clynder, Cove, Garelochhead, Kilcreggan, Rhy, Rosneath, Shandon0.87
4TQ7Kingsbridge 1.12
6EX34Illfracombe, Woolacombe1.24
7HS2Isle of Lewis1.26
8TA5Cannington, Nether Stowey, Over Stowey, Spaxton, Fiddington1.31
11TS22Billingham (West), Wolviston1.48
12BT13Belfast, Shankill Road, Woodvale, Ballygomartin, Springmartin, Glencairn, Highfield1.48
14TS11Marske-by-the-Sea, New Marske1.52
15BT52Coleraine, Ballyvelton, Cloyfin1.55
17CF46Treharris, Quakers Yard, Bedlinog, Nelson1.56
18TR26St Ives1.56
Source: MoneySupermarket   

Postcode B20, covering the areas of Birchfield, Handsworth Wood and Perry Barr, came first with an average of £8,000 per claim.

This was followed by IG7, Chigwell, at £6,000 and WD25, covering Garston, Aldenham, Leavesden and Letchmore Heath, at £5,000.

Two Twickenham postcodes rounded out the top five with TW13, covering Feltham and Hanworth, seeing average claims of £4,750 and TW14, Hatton, with claims of £4,600.

Burglaries remain more common in the colder, darker months with claim numbers 12 per cent higher in autumn than in summer.

Houses also remain the preferred target of burglars and are 70 per cent more likely to be burgled than flats. 

Garland added: ‘It’s increasingly important to protect your home against theft. 

‘One option could be to look at the type of locks you currently have in your home, to help bolster the security of your doors and windows.

‘Further measures such as burglar alarms, security lights and timers on your indoor lights that give the illusion of occupancy are all deterrents to burglars.

‘Regardless of where you live, it’s always worth ensuring that you’ve got the right level of contents insurance cover for your needs. 

‘Shopping around could save you up to up to 41.7 per cent, equivalent to £90.17, on your existing deal.’

How can you check your area?

You can use the MoneySupermarket burglary claims tool to see how your postcode stacks up both locally and nationally.

We tested it using the office postcode. It gives you a percentage chance of your home being burgled in the year – for example, in the W8 district, there is a 0.642 per cent chance of being burgled in the year.

It then ranks your postcode. W8, for example, is the 1,809th most likely to put in a home insurance claim for burglary out of 2,402 areas.


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